Overview

Equilyst Analytics (“Equilyst,” “we,” “us,” or “our”) is a sole proprietorship duly organized and operating in the Republic of the Philippines, with its principal place of business in Tarlac City, Tarlac. Equilyst Analytics operates as an independent investment consultancy and research-oriented service.

Equilyst Analytics is not registered as an investment adviser with the Securities and Exchange Commission of the Philippines or with any foreign regulatory authority. Equilyst does not provide investment advisory services as defined under applicable securities laws, does not manage client assets, and does not provide individualized investment recommendations.

The Equilyst Analytics website is provided as a platform to disseminate general information regarding our consultancy services, analytical perspectives, educational materials, and market commentary relating primarily to the Philippine stock market. Your access to and use of this website are subject to the following Terms and Conditions of Use (“Terms”).

Acceptance of Terms

These Terms constitute a legally binding agreement between you and Equilyst Analytics. By accessing, browsing, or using this website, you acknowledge that you have read, understood, and agreed to be bound by these Terms, as well as by all applicable laws and regulations of the Republic of the Philippines.

Equilyst Analytics reserves the right to amend, modify, or update these Terms at any time without prior notice. Your continued use of the website following the posting of any changes constitutes your acceptance of the revised Terms.

Nature of Services and No Investment Advice

All services offered by Equilyst Analytics, including but not limited to:

• Portfolio Risk Audit
• Investor Decision Framework Consulting
• Small-Group Strategy Clinics
• Quarterly Market Regime Briefings
• Investment Policy Statement Development
• Post-Loss Review and Recovery Consulting

are strictly consultative, analytical, and educational in nature.

Nothing on this website, nor any service provided by Equilyst Analytics, shall be construed as:

• Investment advice
• A recommendation to buy, sell, or hold any security
• A solicitation or offer to transact in any security or financial instrument
• Portfolio management or discretionary investment management

Equilyst Analytics does not provide model portfolios, specific security recommendations, or personalized investment advice. All investment decisions remain solely the responsibility of the client.

No Fiduciary Relationship

Your use of this website or engagement of Equilyst Analytics services does not create a fiduciary, advisory, broker-client, or trustee relationship. Any insights, frameworks, or analyses provided are intended to support decision-making processes, not to direct or substitute for independent judgment.

Accuracy of Information and Forward-Looking Statements

Information on this website is derived from sources believed to be reliable. However, Equilyst Analytics makes no representation or warranty as to the accuracy, completeness, timeliness, or reliability of any information presented.

Opinions, analyses, and views expressed are subject to change without notice. Certain statements may be forward-looking in nature and involve known and unknown risks, uncertainties, and assumptions that may cause actual outcomes to differ materially. You should not place undue reliance on any such statements.

Investment Risk Disclosure

All investments involve risk, including the possible loss of principal. Market conditions, economic factors, and investor behavior may cause outcomes to vary materially. Past performance, whether actual or hypothetical, does not guarantee future results.

Payments and Engagement Process

Payments for Equilyst Analytics services are processed off-platform via bank transfer, electronic wallets (including but not limited to GCash), or credit card payments through PayPal. Clients are required to submit proof of payment through the designated communication channels.

Certain services offered by Equilyst Analytics, including Small-Group Strategy Clinics and Quarterly Market Regime Briefings, are delivered in a group-based format. Participation in any group program does not create an individualized advisory, fiduciary, or client-specific relationship. Information shared in group settings is general in nature and may not be applicable to the circumstances of any particular participant.

Submission of an inquiry form, payment of fees, participation in group programs, or receipt of services does not constitute an investment advisory relationship and does not guarantee any particular outcome or result.

Intellectual Property Rights

All content on this website, including but not limited to text, articles, graphics, logos, frameworks, methodologies, branding elements, and website design, is the exclusive property of Equilyst Analytics and is protected under Philippine intellectual property laws and applicable international conventions.

No content may be copied, reproduced, republished, distributed, transmitted, displayed, modified, or otherwise exploited without the prior written consent of Equilyst Analytics.

Prohibited Use

You agree not to:

• Use the website for unlawful purposes
• Attempt to gain unauthorized access to any portion of the website
• Misrepresent Equilyst Analytics content as investment advice
• Use any automated means to scrape or extract website content

Third-Party Links

This website may contain links to third-party websites for convenience or informational purposes. Equilyst Analytics does not control, endorse, or assume responsibility for the content, policies, or practices of any third-party website.

Limitation of Liability

To the fullest extent permitted by Philippine law, Equilyst Analytics shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages, including but not limited to lost profits, trading losses, or data loss, arising out of or in connection with your access to or use of this website or reliance on any information provided.

Indemnification

You agree to indemnify, defend, and hold harmless Equilyst Analytics from and against any and all claims, liabilities, damages, losses, and expenses, including reasonable attorneys’ fees, arising from your use of the website or violation of these Terms.

Force Majeure

Equilyst Analytics shall not be liable for any failure or delay resulting from events beyond its reasonable control, including but not limited to acts of God, natural disasters, power failures, internet outages, governmental actions, labor disputes, or market disruptions.

Changes to the Website

Equilyst Analytics reserves the right to modify, suspend, or discontinue any aspect of the website at any time without notice. We shall not be liable for any modification or discontinuance of the website or services.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Republic of the Philippines, without regard to conflict of law principles.

Jurisdiction and Venue

Any dispute arising out of or relating to these Terms or the use of the Equilyst Analytics website shall be exclusively brought before the appropriate courts of Tarlac City, Tarlac. You irrevocably submit to the jurisdiction of such courts and waive any objection based on improper venue or forum non conveniens.

Severability

If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

Regulatory Status Disclosure

Equilyst Analytics is not registered as an investment adviser, broker-dealer, or securities professional under Philippine law or under the laws of any foreign jurisdiction. Equilyst Analytics does not provide services that require registration under the Securities Regulation Code of the Republic of the Philippines.

All services are provided strictly on a consultancy, analytical, and educational basis. References to markets, securities, strategies, or investment behavior are made solely for illustrative and educational purposes and should not be construed as regulated investment advice.

Entire Agreement

These Terms constitute the entire agreement between you and Equilyst Analytics regarding the use of this website and supersede any prior agreements or understandings.

PAST PERFORMANCE DOES NOT GUARANTEE FUTURE RESULTS.

Inherent in any investment decision is the potential for loss as well as gain. Equilyst Analytics provides analytical frameworks and consulting services only and does not guarantee investment outcomes.